Type One / Type Two method
How we research
Classification
Type One / Type Two is built from public rulebooks, agency explainers and official forms, read first-hand rather than summarized from other websites. VA circular 26-18-30 and VA's cash-out refinance pages are the main references for the Type I and Type II rules here, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
How a page is checked
- Each factual statement is matched to a primary source.
- Plain-language wording is compared back to the source so meaning is not lost.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- VA Type I and Type II cash-out definitions
- VA Type I cash-out refinance examples
- VA Type II cash-out refinance explained
- VA cash-out protections by type: seasoning and recoupment
- How the VA funding fee can change your cash-out type
- Questions to ask about your VA cash-out type
- Can a VA cash-out refinance change from Type I to Type II?
- VA Type I cash-out vs IRRRL: how they differ
About the Type One / Type Two classifier
The Type One / Type Two classifier runs in your browser on the numbers or answers you enter. Nothing is prefilled, stored or sent.